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Is Asheville, NC, a Good Place to Retire?

More and more retirees are setting their sights on Asheville, NC, and for good reason. Nestled in the Blue Ridge Mountains, Asheville blends natural beauty, cultural vibrancy, and a welcoming community spirit that appeals to those ready to enjoy their next chapter.

Kaizen Homes has been helping homeowners build their dream homes for retirement in Asheville for years. In this guide, we’ll look at why people retire here, some of the details of the area, and some of the pros and cons of retiring in Asheville, NC.

Table of Contents

White board-and-batten home nestled in wooded lot by Kaizen Homes

Why Retire in Asheville, NC?

There are plenty of reasons retirees flock to Asheville each year. This mountain city offers a unique combination of charm, convenience, and culture that stands out among the best places to retire in North Carolina.

  • A Rich Cultural Scene

    Asheville is known for its thriving arts community, from local galleries and music venues to street performers in downtown. Retirees who value creativity and lifelong learning often find a perfect match here, especially with programs like the OLLI College for Seniors at UNC Asheville.

  • Natural Beauty and Outdoor Living

    Is Asheville, NC good for active seniors? Yes - Asheville delivers for those who dream of staying active. Surrounded by the Blue Ridge Parkway and Pisgah National Forest, the city offers endless opportunities for hiking, biking, fishing, and exploring waterfalls.

  • Healthcare and Wellness Focus

    Retirement often comes with increased healthcare needs, and Asheville is home to Mission Health, one of the region’s top-ranked hospital systems. The area also has a strong emphasis on wellness, with options ranging from yoga studios to farm-to-table dining.

  • A Welcoming Community

    Asheville’s community atmosphere helps new retirees feel right at home, whether they’re looking for a vibrant social life downtown or a quieter neighborhood setting. Many neighborhoods are already home to a significant retiree population, creating built-in opportunities for connection.

With its blend of culture, natural beauty, and community, it’s easy to see why so many choose to retire in Asheville, NC. Kaizen Homes helps turn that dream into reality by designing and building custom homes for retirement that reflect your lifestyle, values, and long-term comfort. 

Cost of Living in Asheville, NC for Retirees

Compared to other places in North Carolina, Asheville leans on the higher side of the cost scale, but many find the lifestyle and natural beauty worth the investment.

  • Housing Costs

    Housing is the biggest factor driving up Asheville’s cost of living. Mountain views, proximity to downtown, and desirable neighborhoods like Biltmore Forest or Beaver Lake often come with premium price tags. 

  • Everyday Expenses

    Groceries, healthcare, and transportation are generally in line with national averages.

  • Taxes for Retirees

    North Carolina is often seen as tax-friendly for retirees. Social Security benefits are not taxed, though other retirement income (such as pensions or 401(k) withdrawals) may be. Property taxes in Buncombe County are moderate compared to national rates.

While costs are higher than in some small towns in the region, many retirees feel Asheville delivers excellent value. Between high-quality healthcare, cultural amenities, and a built-in retiree community, the investment often pays off in quality of life.

Asheville, NC Weather for Retirees

Climate often plays a major role in evaluating retirement destinations. The weather in Asheville is one of the city’s biggest draws, especially for those who want four distinct seasons without the extremes found in other parts of the country.

  • Mild Summers

    Unlike coastal North Carolina, Asheville benefits from its mountain elevation. Summer highs typically stay in the 80s, with cool mornings and evenings. This makes it comfortable for outdoor activities like hiking, gardening, or enjoying time on the porch without oppressive humidity.

  • Crisp, Colorful Autumns

    Fall in Asheville is famous nationwide. Retirees can enjoy stunning foliage along the Blue Ridge Parkway and a full calendar of festivals and harvest events. For many, autumn is the highlight of retirement in Western North Carolina.

  • Manageable Winters

    Winters in Asheville are generally mild compared to northern states. Snowfall is light and occasional, which is just enough to make the mountains beautiful without long-term shoveling duties. However, retirees should be prepared for stretches of gray, damp weather, which some may find less appealing.

  • Refreshing Springs

    Spring brings blooming dogwoods, rhododendrons, and wildflowers across the region. The moderate climate makes it easy to get outside early in the year, perfect for active retirees looking to stay engaged year-round.

Overall, Asheville’s weather supports an active lifestyle. The climate helps make retiring in Asheville, NC a rewarding experience.

Inviting front entry porch surrounded by forest views in a Kaizen Homes home

Pros and Cons of Retiring in Asheville, NC

Like any retirement destination, Asheville has both advantages and challenges. To help you decide if it’s the right fit, here are the key pros and cons of retiring in Asheville, NC:

The Pros

Why It Matters

Four-Season Climate

Mild summers, crisp autumns, and manageable winters make the weather a strong dray for retirees in Asheville, NC.

Active Lifestyle Opportunities

Asheville is ideal for active seniors, since it is surrounded by trails, rivers, and mountains.

Vibrant Arts and Social Scene

Downtown galleries, live music, and festivals keep retirees socially and culturally engaged.

Established Retirement Communities

Multiple 55+ neighborhoods and independent living options provide convenience and a built-in community.

 

The Cons

Why It Matters

Cost of Living

Housing and everyday expenses are higher than some other areas.

Traffic and Growth

Asheville’s popularity can mean more congestion and competition for housing.

Winter Grayness

Winters are mild but can be damp and cloudy.

While there are both pros and cons to retiring in Asheville, NC, the right home can make all the difference in maximizing the benefits while minimizing the challenges. With a partner like Kaizen Homes, you can fully embrace the advantages of retiring in Asheville and make it your perfect long-term home.

Asheville and Its Surrounding Retirement Options

Asheville and the surrounding towns offer a variety of choices to suit different lifestyles for retirement in Western North Carolina. With all of the options, retirees can find the perfect balance of security, convenience, and connection.

Safest Neighborhoods in Asheville, NC

Safety and peace of mind are top priorities for retirees, and Asheville has several neighborhoods that deliver both.

  • Biltmore Forest: Prestigious and private, with large lots, tree-lined streets, and country club amenities.

  • Beaver Lake (North Asheville): A walkable, community-oriented neighborhood close to healthcare and shopping.

  • Reynolds Mountain: Known for custom homes with panoramic views and easy access to dining and wellness services.

  • Black Mountain: Just east of Asheville, this artsy, close-knit town offers charm and security, earning its nickname “The Front Porch of Western North Carolina.”

Best Retirement Towns Near Asheville, NC

Beyond the city limits, several towns near Asheville are attracting retirees who want a quieter pace or more affordable housing:

  • Hendersonville: A slower-paced town 30 minutes south, known for apple orchards, festivals, and a strong retiree presence.

  • Weaverville: A small-town feel with walkable streets, local art, and quick access to Asheville.

  • Brevard: A lively, nature-focused town with waterfalls, music festivals, and an active retiree community.

Kaizen Homes specializes in helping retirees design and build custom aging-in-place homes that blend luxury, comfort, and functionality so you can enjoy the mountain views, vibrant culture, and welcoming communities of Asheville for decades to come. If you’re ready to make the move, our team is here to guide you every step of the way.

Let Kaizen Be Your Guide for Moving to Your Custom Home for Retirement in Asheville, NC

If you're considering making your retirement in Asheville, Kaizen Homes is uniquely positioned to bring your vision to life with elegance, comfort, and purpose.

Here’s how we support your transition into the next chapter:

Deep Local Expertise

Building a custom home here means navigating terrain, zoning laws, and design sensitivities that only local builders truly understand. Kaizen Homes brings proven experience in Asheville’s neighborhoods from Biltmore Forest to Black Mountain and ensures your home harmonizes gracefully with its surroundings.

Thoughtful, Sustainable Design

Every Kaizen home blends artistry with environmental stewardship. Our commitment to energy-efficient construction means your new retirement home is both beautiful and built to lower utility costs and support healthy, sustainable living.

Aging-in-Place with Elegance

Retirement living deserves sophistication and longevity. Kaizen designs include aging-in-place features like zero-step entries and adaptable layouts, ensuring your home remains comfortable and accessible over time.

Transparent Process, Personalized Service

Kaizen Homes makes the custom-building journey straightforward and collaborative. With clear communication, detailed timelines, and expert guidance, we help you navigate decisions with clarity and confidence.

Enduring Craftsmanship

Kaizen becomes more than just a contractor, but a partner in your home story. With credentials from the Green Built Alliance and a 5-star Houzz rating, we’re recognized for care, detail, and dedication to lasting relationships with homeowners.

With Kaizen Homes, your custom retirement home will reflect your values, support your long-term comfort, and seamlessly merge luxury with longevity.

Contact Us

Ready to build a retirement home that’s as exceptional as you are? Contact us today.

A phone screen showing a Custom Home and Remodeling Guide on the Screen

Plan With Confidence, Not Guesswork

Understanding costs upfront is one of the most important steps in building or remodeling your home. Our Cost Guide helps you budget wisely and avoid surprises later on.

  • Realistic price ranges for custom homes and major renovations
  • Key factors and details that impact project costs in the Asheville area
  • Features and options included in each pricing tier

Access the Cost Guide now and start your planning process with clarity.